Revised Terms of Utilization for Wall St Jnl (wallstjnl.com)
Acceptance of the User Agreement
Your access to the Wall St Jnl (wallstjnl.com) website is subject to your recognition and acceptance of all the provisions outlined in this document. These stipulations, collectively referred to as the “User Agreement,” constitute a binding covenant between you and Wall St Jnl (wallstjnl.com) that manages your interactions with the website, including all content, data, characteristics, and functionalities accessible through it. Before employing the website, please thoroughly scrutinize and understand the User Agreement.
By utilizing the website, you hereby:
(A) Confirm that you have reviewed and comprehended these terms.
(B) Attest that you are 18 years of age or older.
(C) Embrace the User Agreement as a legally binding pact between you and us.
(D) Assert that you have not been previously suspended or excluded from the website. If you do not concur with these terms, kindly abstain from using the website.
Alterations to the User Agreement
We maintain the prerogative to periodically assess and modify the User Agreement at our exclusive discretion. All such alterations become effective instantaneously upon publication and are applicable to all subsequent interactions with and utilization of the website. Your ongoing use of the website following the publication of revised terms signifies your acquiescence and harmony with such adjustments. Moreover, you relinquish any entitlement to obtain explicit notification of any alterations to the User Agreement. As a website user, it is your duty to routinely review these conditions.
Website and Its Contents
We retain the right to approach and employ the website, along with its contents and data, as required for the functioning and accessibility of the website to you and other users. This encompasses preserving the website and enhancing its functionality. Concerning any content or data you furnish on the website, we acknowledge that we do not assert ownership over such content or data. We are only authorized to access such content or data as specified in this document. Furthermore, we are prohibited from divulging any content or data you provide on the website to third parties, except as delineated in our Privacy Notice or as mandated by governmental subpoenas, other legitimate governmental requests, or court orders.
The architecture, layout, characteristics, and access privileges of the website will be determined at our solitary discretion. We also hold exclusive authority to amend, upgrade, and adapt the website. We are not liable if, for any reason, the entire website or any portion thereof, including its content, becomes unavailable at any time or during any period. Periodically, we may restrict access to particular sections of the website or the entire website, at our sole discretion. Wall St Jnl (wallstjnl.com) reserves the right to withdraw your access to the website or any segment thereof, with or without advance notice, for any reason.
Access to the Website and Account Security
You concede that your account is intended solely for your individual use, and you agree not to confer access to the website or any of its constituents employing your username, password, or other security credentials to any other person. You pledge to promptly notify us of any unauthorized access or use of your username or password or any other security breach. Furthermore, you consent to log out of your account upon concluding each session, exercise caution when accessing your account from a public or shared computer to forestall others from viewing or recording your password or other personal information. The subscription you are procuring may be shared among our company personnel. By proceeding with this purchase, you agree to safeguard and abstain from altering any aspect of the provided credentials. In case of any access issues, you consent to contact us at the telephone number provided below and allow for a maximum response time of 48 hours.
We reserve the authority to deactivate any username, password, or other identifiers at our sole discretion, at any time, and for any reason, even if we surmise that you have violated any provision of these terms.
The website incorporates links to third-party websites (“Third-Party Sites”). These Third-Party Sites may encompass: Before utilizing Third-Party Sites or divulging any personal information on them, it is your responsibility to scrutinize their respective terms of utilization and privacy policies. When accessing third-party resources on the Internet, you do so at your own risk. These Third-Party Sites are beyond our control, and you acknowledge that we are not accountable for their content, functionality, accuracy, legality, appropriateness, or any other aspect. The inclusion of a link to such a site does not imply our endorsement or affiliation with its operators. Additionally, you concede and concur that we shall not be held accountable, directly or indirectly, for any damages or losses purportedly caused by or associated with the use or reliance on any such content, commodities, or services available on or through such Third-Party Sites.
You undertake to comply with all applicable local, state, national, and international laws and regulations associated with your utilization of the website. By accessing or utilizing the website, you substantiate that you are at least eighteen (18) years old (or of legal age in your jurisdiction). You also recognize and accept that your use of the Internet and the website is at your own peril.
Intellectual Property Rights
The website, along with its attributes and functionalities (such as all software, displays, capabilities, and the design, selection, and arrangement), is the possession of Wall St Jnl (wallstjnl.com), its licensors, or other providers of these attributes and functionalities. It is safeguarded by copyrights, trademarks, patents, trade secrets, and other intellectual property or proprietary rights laws, both in the United States and internationally.
Any alteration of the attributes and functionalities or the unauthorized provision of access to any part of the website in contravention of these terms will lead to the immediate cessation of your entitlement to use the website. No rights, titles, or interests in or to the website are transferred to you, and Wall St Jnl (wallstjnl.com) reserves all rights not explicitly granted. Any use of the website that is not expressly permitted by these terms constitutes a breach of these terms and may infringe upon copyright, trademark, and other legal regulations.
The appellation Wall St Jnl (wallstjnl.com), the logo, and all associated names, logos, product and service names, designs, and mottos are trademarks possessed by Wall St Jnl (wallstjnl.com), its affiliates, or licensors, and may be registered in the United States or other jurisdictions. You must secure prior written authorization from Wall St Jnl (wallstjnl.com) before employing any of these trademarks.
Wall St Jnl (wallstjnl.com) complies with the Digital Millennium Copyright Act (“DMCA”) and will respond to valid notifications of alleged copyright infringement. If you believe that your copyrighted work has been used in a manner that constitutes copyright infringement, you may submit a DMCA compliance notification to our designated DMCA Agent, providing the following information in writing:
• A physical or electronic signature of a person authorized to act on behalf of the copyright owner.
• Identification of the copyrighted work claimed to have been infringed.
• Identification of the material that is claimed to be infringing or to be the subject of infringing activity, along with information to locate the material.
• Your contact information, including your address, phone number, and email.
• A statement that you have a good faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law.
• A statement that the information in your notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner.
Please forward copyright infringement notifications via email to firstname.lastname@example.org.
If Wall St Jnl (wallstjnl.com) removes or restricts access to content in response to a copyright complaint, reasonable efforts will be made to contact the alleged infringer, providing information regarding the removal or restriction, including a copy of the complaint. If the alleged infringer believes their content was removed in error, they may submit a counter-notification in accordance with the DMCA to request the reinstatement of the removed content.
Wall St Jnl (wallstjnl.com) has a policy of terminating the accounts of repeat offenders. If Wall St Jnl (wallstjnl.com) receives multiple valid copyright complaints related to a particular user, Wall St Jnl (wallstjnl.com) may restrict or terminate the user’s access to the Site or take other actions to prevent their content from appearing on the Site.
You are solely permitted to use the website for legitimate purposes and in conformity with these terms. You concur not to use the website: • In any manner that contravenes pertinent federal, state, local, or international laws or regulations, including but not limited to laws associated with data export and personal data protection.
• To impersonate another user or entity, including the utilization of email addresses linked to others.
• To contact Wall St Jnl (wallstjnl.com) offices or sales associates for purposes unrelated to aiding with purchases, such as marketing products or services. • To infringe upon the rights of others or partake in activities that infringe upon their privacy.
• To eliminate or modify any copyright or intellectual property notices on the website.
• To upload invalid data, worms, viruses, or other software agents to the website.
• To employ software that intercepts, “extracts,” or gathers information from the website.
• To employ information provided by the Company through the website to make lending determinations.
• To access or employ the website to formulate competitive products or services.
• To access password-protected, secure, or non-public regions of the website.
• To establish links from any website or web page to any page within the website without obtaining written authorization and to expeditiously remove any links at the written request of Wall St Jnl (wallstjnl.com).
• To participate in any conduct that confines or impedes the use or gratification of the website by any person or that may harm Wall St Jnl (wallstjnl.com) or website users or expose them to liability.
Furthermore, you agree not to:
• Bypass any access or availability restrictions on the website.
• Participate in activities that may be detrimental to you, the website, or others.
• Infringe upon the rights of others.
• Partake in activities that violate the privacy of others. • Aid or abet others in infringing upon these rules.
• Endeavor to obstruct the proper functioning of the website.
• Share, sell, transfer, or redistribute any part of the account subscription to anyone without our knowledge and approval.
Disclaimer of Warranties
YOUR UTILIZATION OF THE WEBSITE AND ITS CONTENT IS AT YOUR OWN RISK. THE WEBSITE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT ANY WARRANTY OF ANY SORT, WHETHER DIRECT OR IMPLIED. NEITHER WALL ST JNL (WALLSTJNL.COM) NOR ANY INDIVIDUAL ASSOCIATED WITH WALL ST JNL (WALLSTJNL.COM) MAKES ANY WARRANTY OR REPRESENTATION CONCERNING THE COMPLETENESS, SAFETY, RELIABILITY, QUALITY, PRECISION, OR AVAILABILITY OF THE WEBSITE. WITHOUT RESTRICTING THE AFOREMENTIONED, NEITHER WALL ST JNL (WALLSTJNL.COM) NOR ANYONE CONNECTED WITH WALL ST JNL (WALLSTJNL.COM) ASSERTS OR WARRANTS THAT THE WEBSITE WILL OPERATE WITHOUT INTERRUPTION OR MEET YOUR PARTICULAR REQUIREMENTS AND NECESSITIES. TO THE UTMOST EXTENT PERMITTED BY LAW, WALL ST JNL (WALLSTJNL.COM) HEREBY RENOUNCES ALL WARRANTIES, COMPREHENDING BUT NOT LIMITED TO MERCHANTABILITY AND NON-INFRINGEMENT. WALL ST JNL ALSO ABJURES ANY ACCOUNTABILITY FOR THE CONTENT, MATERIALS, PRECISION OF INFORMATION, AND/OR QUALITY OF INFORMATION PROVIDED OR OBTAINABLE THROUGH THE WEBSITE.
THE AFOREMENTIONED DOES NOT IMPINGE ON ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
Limitation of Liability
TO THE GREATEST EXTENT PERMITTED BY LAW, UNDER NO CIRCUMSTANCES WILL WALL ST JNL (WALLSTJNL.COM), ITS SHAREHOLDERS, DIRECTORS, AFFILIATES, OFFICERS, AGENTS, AND EMPLOYEES, LICENSORS, SERVICE PROVIDERS, AND ALL THIRD PARTIES PROVIDING CONTENT OF ANY VARIETY, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR UTILIZATION OF, OR INCAPABILITY TO UTILIZE, THE WEBSITE, ANY APPLICATION LINKED TO IT, ANY CONTENT ON THE SITE, OR SUCH OTHER APPLICATIONS, INCLUDING ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, COMPREHENDING, BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF INCOME, LOSS OF PROFITS, LOSS OF BUSINESS OR EXPECTED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, WHETHER CAUSED BY TORT (COMPRISING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.
THE FOREGOING DOES NOT IMPACT ANY ACCOUNTABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
You accept the responsibility to indemnify and shield Wall St Jnl (wallstjnl.com), its shareholders, directors, affiliates, officers, agents, and employees, licensors, service providers, and all third parties supplying content, information, or services to the website from and against any and all claims, lawsuits, proceedings, obligations, losses, damages, expenses, and costs of any type, comprising reasonable attorney’s fees and expenses, court costs, or arbitration costs, arising due to or related to your violation of these terms or your utilization of the website, comprising but not limited to your contributions of content or information to the website or any utilization of the website’s content other than as explicitly approved in these terms.
Waiver and Severability
No waiver by Wall St Jnl of any term or condition defined in these terms shall be regarded as an additional or ongoing waiver of such term or condition or a waiver of any other term or condition, and any default by Wall St Jnl to assert a right or provision under these terms will not constitute a waiver of such right or provision.
If any provision of these terms is adjudicated by a court or other tribunal of competent jurisdiction as invalid, unlawful, or unenforceable for any reason, such provision shall be removed or circumscribed to the minimum extent necessary so that the remaining provisions of these terms will continue to be in full force and effect.
All matters related to the website and these terms, and any dispute or claim arising from or connected to them (comprising non-contractual disputes or claims), will be regulated and interpreted according to the internal laws of the State of Colorado, excluding any principles or rules of law that may dictate the application of the law of another state.
Arbitration and Waiver of Class Arbitration
Any dispute, controversy, or claim arising out of, in connection with, or in relation to these terms, comprising any breach, termination, or validity thereof, shall be ultimately settled by arbitration pursuant to the Commercial Arbitration Rules of the American Arbitration Association. The number of arbitrators shall be one (1). The arbitrator shall possess the authority to adjudicate any challenge to its own jurisdiction or to the validity or enforceability of any part of the arbitration agreement.
The parties assent to arbitrate exclusively on an individual basis, and this agreement does not sanction class arbitration or any claims brought as a plaintiff or class member in any class or representative arbitration proceeding. The arbitral tribunal may not amalgamate the claims of more than one person and may not preside over any form of representative or collective proceeding. Irrespective of the tribunal’s authority to decide on its own jurisdiction and the validity or enforceability of the arbitration agreement, the tribunal lacks the authority to conduct arbitration on a class-wide or representative basis.
In the event that the ban on class arbitration is found to be invalid or unenforceable, the remaining parts of the arbitration agreement shall persist in effect.
If you submit remarks or recommendations regarding the website, comprising those related to Wall St Jnl (wallstjnl.com) (collectively, the “Feedback”), you hereby confer upon us an unrestrained, perpetual, irrevocable, non-exclusive, fully paid, and royalty-free right to employ the Feedback for any purpose and in any manner that, in our sole discretion, we deem appropriate.
These terms constitute the entire and exclusive agreement between you and Wall St Jnl, its successors, or assigns concerning the website and supplant all prior and contemporaneous understandings, agreements, representations, and warranties, both written and verbal, regarding the website.
Wall St Jnl
8601 Six Forks
Raleigh, NC 27615
Phone: (720) 734-3200 (U.S.)
Regular Business Hours:
Mon-Fri: 8:00 am – 6:00 pm
Sat. 8:00 am – 12:00 pm EST